The Problem

Adult businesses routinely experience banking instability due to stigma and discrimination.

  • Accounts closed without explanation or recourse
  • Service denials unrelated to actual risk
  • Growth limited by lack of access to capital
50%
of adult businesses say that financial discrimination is the biggest issue they face

Our Mission

To be the trusted provider of reliable financial services that promote the economic wellbeing, rights, and freedoms of adult industry professionals.

Our solution: charter a credit union

A federally-chartered credit union built specifically to serve the adult entertainment and pleasure products industries

Stable Business Infrastructure
Operations accounts, payroll, and payments designed for industry-specific risk profiles.
Fair Access to Credit
Lending products to support business cash flow needs and long-term financial success.
Protection from Debanking
Underwriting and compliance decisions grounded in genuine risk assessment rather than stigma.
Member Governance
As a federal credit union, Opportunity FCU will be owned and governed by its members.

Why we’re uniquely positioned to succeed

Vast Industry Experience

FSC’s leadership includes current and former executives of significant companies in the adult entertainment and pleasure products industries. We don’t just understand the banking challenges our members face, we’ve lived them.

Expert Financial Leadership

Our organizing team includes veterans of the credit union industry, financial services executives, and compliance specialists — including credit union board members with direct governance experience and advisors with expertise in the chartering process.

Built-In Member Base

FSC’s thousands of corporate and individual members are eligible to join Opportunity FCU the moment we’re chartered. Rather than building a customer base from scratch, Opportunity FCU will serve an existing community that’s hungry for solutions.

Financial outlook

$22.3M
total assets in year 3
900
members in year 3
INCOME
loan fee investment
$346k
Year 1
$999k
Year 2
$1.7M
Year 3

Traction to date

Phase 1 application approved by federal regulator
Over $200k in donations committed
3,000+ prospective members expressed interest

The ask

$1.5M
in donor commitments over 3 years once charter is approved